The qualifications for associations to provide group health plans for their members has changed and the Carson Valley Chamber of Commerce has affiliated with the Las Vegas Metro Chamber of Commerce to make a set of health care plans accessible to their members. These plans, which are being offered by Anthem Blue Cross Blue Shield of Nevada, can only be purchased by members in good standing of the participating Chambers.
For local businesses looking to explore all of their health care options, it makes sense to contact one of the Chamber member brokers who can access and sell the plans. Those brokers are
Employer Benefits Inc. - 775-786-6381
Jeff Long, Warren Reed Insurance - 775-782-2277
Joel Lewis, Langlands & Associates - 775-782-8563
They will have the business fill out a ‘census form’ of who is to be covered (the rates are based on age, gender, and industry code) and generate a quote from Anthem.
At that point, current Carson Valley Chamber members can simply decide whether or not to purchase one of the Anthem plans and if they do purchase one of the Anthem plans, a $50 associate member fee is payable to the Las Vegas Metro Chamber. For non-members of the Carson Valley Chamber; when they receive the quote, they can make the simple calculation of whether the cost of Carson Valley Chamber membership plus the $50 LVMCC fee is still saving them money.
There are two other major factors that can help small businesses. One is that the rates being quoted are guaranteed for two years, so businesses know they will not see the very common 8-10% jump in rates next year. The other factor is that sole proprietors, who are typically not eligible for group plans, are allowed to access these plans.
The only way to know for sure is to contact one of the brokers and generate a quote. At that point, the math is pretty simple. For more information, feel free to contact the Carson Valley Chamber at 782-8144.